Stress less about your money
Try the all-in-one money app that budgets, saves, and invests² for you. Digit helps you reach financial freedom by doing smart things with your money every day.
Direct℠ is a deposit account powered by MetaBank®, N.A., Member FDIC.

Digit budgets, saves, and invests for you
Our mission is to make financial health effortless, so we designed a smart bank account that constantly guides your money in the right direction. Digit plans for today, tomorrow, and way, way later by making spending, bills, savings, and investments all work together.

See what's safe to spend
The first thing you see when you open the app is how much is cool to spend. Digit knows about your expenses and goals, and smartly splits up your deposits for bills, savings, and long-term investments.
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Be ready for your bills
Digit calculates the right amounts to slowly move into your Bills account. This is for monthly bills like rent, utilities, or subscriptions. We keep it separate so you don't spend cash you'll need later in the month.
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Reach your savings goals
Digit saves a little every day, so you don't have to. Savings has money that's set aside for all your goals. And you can add as many as you want - we've helped members save over $7 billion since 2015.
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Invest in your future, daily
Investing with Digit is about as easy as it gets. We help you contribute to a portfolio for long-term wealth and retirement at your own pace.
Learn More$500k
In SIPC protection2
- FDIC-insured up to 250k3
- End-to-end encryption
- Remote card locking

- Daily intelligent budgeting
- Add unlimited savings goals
- Separate, organized accounts

- Get paid up to 2 days early4
- No fees at 55k+ ATMs5
- Daily balance notifications